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Sailing, Cruises & Search and Rescue with Genki Native

Genki Native provides worldwide coverage for sailing and cruise travel, including international waters, with some important limitations.

Pedro avatar
Written by Pedro
Updated this week

β›΅ Sailing & Cruise Coverage

  • Recreational sailing is covered worldwide

  • Cruise ship travel is covered

  • Coverage applies to accidents and medical emergencies


πŸš‘ Medical Treatment & Emergency Transport

Medical treatment

  • Medical treatment for accidents and emergencies while sailing is covered worldwide

  • Treatment can be provided onboard or on land, as long as it is medically necessary and properly documented

Emergency medical transport

  • Emergency medical transport is covered when the vessel is near the coast

  • There is no cost limit for covered emergency medical transport


🚨 Search & Rescue (Important)

Search and rescue operations are not covered.

This includes:

  • Rescue missions in deep sea

  • Transport that requires a dedicated search & rescue operation

If a rescue team must be dispatched to locate or retrieve you at sea, the rescue and subsequent transport are not covered.


🌍 USA & Canada Restrictions

When sailing in or near the USA or Canada:

  • Coverage is limited to 30 days per insurance year

  • Covers emergencies and accidents only

  • Maximum coverage: €250,000 per insurance year


πŸ“Œ Key takeaway

  • Medical treatment is covered worldwide

  • Emergency transport is covered near the coast

  • Search & rescue operations are excluded

  • Additional limits apply in the USA & Canada



    πŸ“„ For full details, check the Insurance Conditions and Table of Benefits.

    If you have any questions, don't hesitate to drop us a chat message or email at [email protected].



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