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Sailing, Cruises & Search and Rescue with Genki Native

Genki Native provides worldwide coverage for sailing and cruise travel, including international waters, with some important limitations.

Pedro avatar
Written by Pedro
Updated over 3 weeks ago

β›΅ Sailing & Cruise Coverage

  • Recreational sailing is covered worldwide

  • Cruise ship travel is covered

  • Coverage applies to accidents and medical emergencies


πŸš‘ Medical Treatment & Emergency Transport

Medical treatment

  • Medical treatment for accidents and emergencies while sailing is covered worldwide

  • Treatment can be provided onboard or on land, as long as it is medically necessary and properly documented

Emergency medical transport

  • Emergency medical transport is covered when the vessel is near the coast

  • There is no cost limit for covered emergency medical transport


🚨 Search & Rescue (Important)

Search and rescue operations are not covered.

This includes:

  • Rescue missions in deep sea

  • Transport that requires a dedicated search & rescue operation

If a rescue team must be dispatched to locate or retrieve you at sea, the rescue and subsequent transport are not covered.


🌍 USA & Canada Restrictions

When sailing in or near the USA or Canada:

  • Coverage is limited to 30 days per insurance year

  • Covers emergencies and accidents only

  • Maximum coverage: €250,000 per insurance year


πŸ“Œ Key takeaway

  • Medical treatment is covered worldwide

  • Emergency transport is covered near the coast

  • Search & rescue operations are excluded

  • Additional limits apply in the USA & Canada



    πŸ“„ For full details, check the Insurance Conditions and Table of Benefits.

    If you have any questions, don't hesitate to drop us a chat message or email at [email protected].



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