Worldwide Coverage: Travel to any country without restrictions. Coverage is valid globally, excluding the limitations in your home country. Whether you’re visiting remote islands or bustling cities, you’re covered. 🌏

Full Coverage for Medical Emergencies: Includes medically necessary treatment for new illnesses or accidents during your trip. If something unexpected happens, you can rest assured that your emergency medical needs are covered. 🏥

Hospital Stays: Covered for any inpatient care you may need, including surgeries, intensive treatments, and longer stays. Direct billing with hospitals is available, and your care is monitored by the Emergency Assistance team to ensure everything runs smoothly. 🛏️

Doctor Visits: Consultations are covered, including follow-up appointments, necessary medical tests, and prescribed treatments. Whether you need a quick check-up or specific treatment, you’re covered! 💊

Surgical Coverage: If you require surgery, whether planned or emergency, the cost is covered. The procedure must be deemed medically necessary and prescribed by a licensed healthcare provider. 👨‍⚕️💉

Emergency Transport: In case of an emergency, ambulance transport to the nearest suitable medical facility is covered. If needed, air ambulances and specialized transport can also be arranged. 🚁

Repatriation to Home Country: If medically necessary, repatriation to your home country is covered. The process is coordinated by the Emergency Assistance team and includes transport in a way suited to your health condition. ✈️

Emergency Dental Treatment: Coverage is provided for emergency dental treatment due to accidents, including pain relief and treatments necessary to stabilize the condition. Coverage for emergency dental care is available up to €1,000 per insurance case. 🦷

Physiotherapy: Up to 6 prescribed physiotherapy sessions are covered per insurance case. If you need physiotherapy after an accident or injury, it will be taken care of. 🏋️‍♂️

Recreational Sports & Activities: Genki Traveler covers many recreational sports and activities like hiking, cycling, and skiing. Conditions include:

14-Day Waiting Period: Coverage during the first 14 days of the insurance is limited to medical emergencies only. If you’re already in need of treatment before the insurance starts, coverage will not apply unless it’s an emergency.

€50 Deductible: For any claims, you pay the first €50 of the covered costs. After that, the insurer reimburses the rest. This deductible applies per insurance case, not per treatment. 💸

€1,000,000: The total coverage for any insurance case is capped at €1,000,000. This includes all treatment, repatriation, and related expenses during your insurance period.

Pre-existing Conditions: Conditions you have received treatment for or were diagnosed with within one year before the start of your Genki Traveler insurance are excluded. These will not be covered.

Routine or Preventive Care: Regular check-ups, vaccinations, and preventive screenings are not covered.

Maternity: Any costs related to pregnancy, childbirth, or maternity care are not covered under Genki Traveler.

Mental Health: Mental health treatments, including psychotherapy, are not covered under this insurance.

Maximum Insurance Period: The coverage is valid for up to 1 year. Once the insurance expires, a new contract must be initiated to continue coverage.