⛵ Sailing & Cruise Coverage
Recreational sailing is covered, whether in coastal or international waters
Cruise ships are covered under the same conditions as other forms of travel
If you are operating the vessel yourself, you must hold a valid license, if required by law
🚫 What’s not covered
Sailing races and race training
Any activity that violates local laws or safety regulations
🚑 Medical Treatment & Emergency Transport
Medical treatment
Medical treatment is covered regardless of location
You may receive treatment onboard or on land
Treatment must be provided by a licensed medical professional and properly documented
Emergency medical transport
Covered when the ship is near the coast or docked, and standard emergency services can be used
🚨 Search & Rescue (Important)
Search and rescue operations are not covered.
This means:
If you are in deep sea and a special search and rescue team must be dispatched, the rescue operation itself is not covered
Medical transport that requires a search & rescue operation is also not covered
There is no fixed nautical mile limit in the policy. The determining factor is whether a search & rescue operation is required.
📌 Key takeaway
Medical care is covered
Emergency transport is covered only when no search & rescue is needed
Search & rescue operations are excluded
📄 For full details, check the Insurance Conditions and Table of Benefits.
If you have any questions, don't hesitate to drop us a chat message or email at [email protected].
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