Genki Native offers worldwide coverage—including all countries and your country (or countries) of citizenship. However, the extent of coverage differs depending on whether you choose the Genki Native Basic or Genki Native Premium variant.
🟦 Genki Native Basic
Coverage in your country of citizenship is limited to 30 days per insurance year.
Coverage is restricted to accidents and life-threatening emergencies only.
There is an overall limit of €250,000 per insurance year for this coverage.
🟩 Genki Native Premium
Coverage in your country of citizenship is unlimited in duration.
All benefits are available just like in any other country abroad.
There is no overall coverage limit.
🇺🇸🇨🇦 Special Note on USA & Canada
If your country of citizenship is the USA or Canada, coverage in those countries is always limited to:
30 days per insurance year
€250,000 maximum coverage per insurance year
Applies only to accidents and life-threatening emergencies, even with the Premium variant.
🔗 [Check more details about USA & Canada coverage here: USA & Canada Coverage with Genki Native]
❗ Choosing Your Variant
If you are planning to stay in your country of citizenship, we recommend choosing the Premium variant to ensure full coverage and benefits, since the Basic variant has important limitations.
📄 For full details, check the Insurance Conditions and Table of Benefits.
If you have any questions, don't hesitate to drop us a chat message or email at [email protected].
Interested in Genki Native?
Request a quote and speak with our product experts.