🌍 If the USA or Canada is not your home country
If you choose the worldwide limited USA & Canada option:
Coverage in the USA & Canada is limited to 6 weeks per visit
Only accidents, emergencies, and death are covered
If you choose the worldwide including USA & Canada (unlimited) option:
Coverage in the USA & Canada has no time limit
All plan benefits are included
🏠 If the USA or Canada is your home country
If your home country is either the USA or Canada, you do not need to choose the unlimited coverage option to have full coverage in your home country.
Home country rules always apply:
Coverage is limited to 180 days per calendar year in your home country
All plan benefits are included during those 180 days
Switching between limited and unlimited USA & Canada coverage does not change the 180-day home country limit.
🔎 Specific scenarios
🇺🇸 Home country: USA
With the worldwide limited USA & Canada option:
Coverage in the USA: 180 days per calendar year, all benefits included
Coverage in Canada: 6 weeks per visit, accidents and emergencies only
If you switch to worldwide including USA & Canada:
Coverage in Canada becomes unlimited time, all benefits included
🇨🇦 Home country: Canada
With the worldwide limited USA & Canada option:
Coverage in Canada: 180 days per calendar year, all benefits included
Coverage in the USA: 6 weeks per visit, accidents and emergencies only
If you switch to worldwide including USA & Canada:
Coverage in the USA becomes unlimited time, all benefits included
You can switch between limited and unlimited USA & Canada coverage monthly.
Still have questions? 💬
Check more information about Genki Resident or speak with one of our product experts via chat.