Almost all sports and activities are covered by Genki Traveler! However, to ensure you're fully covered, you must meet the specific conditions for each sport or activity. Below is a summary of what's covered, excluded, and important details you should keep in mind.
✅ Covered Activities
🧗 Climbing
Up to 5,500 meters with proper fall protection (ropes, harnesses).
🚴 Cycling & Mountain Biking
Covered for recreational riding (not extreme downhill or risky jumps).
Helmet not required for coverage (but it’s highly recommended for safety!).
🤿 Diving
Covered up to 30 meters if certified (e.g., BSAC, PADI, NAUI, SSI).
You can dive with a certified instructor or guide.
🥾 Hiking, Trekking & Mountaineering
Covered up to 5,500 meters.
Not covered if the route requires specialized climbing or mountaineering equipment or fixed cables.
🥋 Martial Arts & Combat Sports
Covered for training, sparring, friendly fights, and self-defense.
🚗 Motor Vehicle Operation
Covered for regular driving, including recreational use and go-kart racing.
Not covered for race training or unsupervised off-road driving.
🏍️ Motorcycles
Helmet required for drivers (recommended for passengers).
You must have a valid driver’s license for the vehicle if legally required.
You are covered without a valid license for motorcycles with an engine of 250cc or less.
Always recommend proper driving training. 🚦
🪂 Parachuting, Paragliding & Skydiving
Covered if done with a licensed instructor, certified equipment, and in compliance with safety regulations.
⛵ Sailing
Covered for recreational sailing in coastal and international waters.
Racing is not covered.
🎿 Skiing & Snowboarding
Covered on marked trails but not for off-piste, heli-skiing, or heli-snowboarding.
🏄 Surfing
Covered, but not for big-wave surfing, tow-in surfing, or in extreme weather conditions.
❌ Excluded Activities
Alligator wrestling, BASE jumping, bull riding, hunting, and more extreme activities.
Professional sports: If you’re paid for your sport (salary, sponsorships, etc.), it’s not covered.
Other excluded activities: Any activities not listed above are excluded.
📝 Other Important Notes
Safety Guidelines: Always make sure to follow safety guidelines for the activity to be covered.
Other Sports: You are covered for all sports & activities not explicitly listed here, as long as they don’t fall under the exclusions.
❓ What Does "Professional" Mean?
If you receive monetary compensation for your sport (salary, sponsorships, etc.), your activity is considered professional and not covered.
Amateur sports: If you participate as an amateur, you are covered, even if you're competing in events, as long as it’s not a professional contract.
🏆 What About Competitions?
You are still covered if you participate in competitions and win a prize, as long as the prize is not linked to a professional contract. 🎖️
This guide provides an overview of sports & activity coverage under Genki Traveler. Always review your policy and be sure to stay within the guidelines for full coverage. Stay safe and enjoy your travels! 🧳🌍
If you have any questions about coverage details, feel free to check your Member Center or contact us at [email protected] for more information! 😊