When you first start your Genki Traveler insurance, there is an initial 14-day waiting period.
During this time, your coverage is limited to accidents and life-threatening emergencies.
Routine or non-urgent treatments are not covered during this period.
🩺 How to Skip the Waiting Period
You can skip the 14-day waiting period and receive full coverage from day one if:
You had valid insurance until the day before your Genki Traveler policy starts, and
There is no gap between the two insurances.
📍 Where Your Previous Insurance Must Apply
Your prior insurance must have covered you in the country where you were located the day before your Genki Traveler policy starts.
It can also be another travel health insurance while you are already abroad.
🏡 Starting Genki Traveler in Your Home Country
If you start your policy while in your home country, coverage will begin after you leave.
There’s no waiting period if you were in your home country the day before your Genki Traveler insurance starts.
For details on how home country coverage works, please see our article: Home Country Coverage with Genki Traveler.
⚠️ Important: Conditions During the Waiting Period
If any symptoms appear during the waiting period, they will always be assessed under waiting-period rules, even if treatment happens later.
The only way to avoid this is to skip the waiting period by meeting the conditions above.
📄 For full details, check the Insurance Conditions and Table of Benefits.
If you have any questions, don't hesitate to drop us a chat message or email at [email protected].
Interested in Genki Traveler?
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