ℹ️ This article describes the current Genki Native conditions (version "1 September 2026"), launched in late September 2026. They apply to customers who started their application once this version was live. If your insurance started earlier, your current conditions stay in place until the start of your new insurance year, when the new conditions are applied automatically. We'll email you before this happens.
Your Insurance Conditions in the Member Center show which version applies to you.
To see what changes for you, check the article "What's changing in Genki Native?". If you have any questions, contact us at help@genki.world.
Genki Native Premium includes Preventive Care up to €500 per insurance year to help detect and prevent health issues early. Preventive Care is not covered with Genki Native Basic.
✅ What's Covered
General checkups: routine health assessments for early detection of illnesses
Eye & ear checkups: routine eye and ear examinations and vision or hearing screenings
Preventive examinations: screenings such as cancer screenings, colonoscopies, sonography, and Pap tests
Preventive laboratory tests: preventive bloodwork, such as cholesterol, triglycerides, glucose levels, and STD screening
Vaccinations: such as hepatitis, malaria, rabies, tetanus, and yellow fever
Medically necessary laboratory tests (for example, to investigate symptoms) are not considered Preventive Care and are covered under your regular benefits.
⏳ Waiting Period
A 3-month waiting period applies. Preventive Care is not covered during the first 3 months of your insurance. After that, you can use the benefit up to €500 per insurance year.
📄 For full details, check the Insurance Conditions and Table of Benefits.
If you have any questions, don't hesitate to drop us a chat message or email at help@genki.world.
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