Genki Native can cover pre-existing conditions, but each application is individually assessed based on the information provided in the medical questionnaire during sign-up.
📝 Medical Questionnaire at Sign-Up
When applying for Genki Native, you are required to complete a medical questionnaire that includes:
Any current health conditions
Previous illnesses or injuries
Ongoing treatments or medications
The insurer, Squarelife, will evaluate your answers before accepting your application.
✅ What Can Happen After the Review
There are several possible outcomes after your application is reviewed:
Your application is accepted with full coverage and no change in your premium.
Your application is rejected due to medical risks.
Your application is accepted with exclusions, meaning certain pre-existing conditions will not be covered.
Your application is accepted with a higher premium, due to increased risk based on your medical history.
⚠️ Important: Accuracy Is Crucial
Providing inaccurate or incomplete information in the medical questionnaire may result in:
A denied claim
Cancellation of your insurance
Retrospective contract termination by the insurer
Be sure to answer all questions truthfully and completely to ensure your insurance remains valid.
If you're unsure how to fill out the questionnaire or have questions about your eligibility, we’re here to help!