π§ Mental health & psychotherapy coverage with Genki Resident
Genki Resident provides coverage for mental health treatments, including both inpatient and outpatient care. Coverage depends on whether you have the Standard (non-Premium) or Premium variant.
π₯ Inpatient psychotherapeutic treatment
Emergency inpatient psychotherapeutic treatment (hospitalization) is covered
Coverage applies for up to 4 weeks per insured event
This applies to both the Standard and Premium variants
π¬ Outpatient mental health care (Standard / non-Premium)
Initial outpatient mental health care is covered for first-time mental or psychological disorders
This includes up to 3 initial sessions
Ongoing outpatient psychotherapy is not covered under the Standard (non-Premium) variant
π§ Outpatient psychotherapy (Premium only)
Full outpatient psychotherapy is covered without a session limit
If therapy requires 15 or more sessions, written authorization from DR-WALTER is required from the 15th session onward
Authorization requests should be sent to [email protected]
Before approval, DR-WALTER requires a detailed medical report from the treating psychologist or psychiatrist. This report must include:
Medical and psychological history
Diagnosis
Expected number of sessions
Justification of medical necessity
π Online psychotherapy
Online therapy services (such as BetterHelp) can be covered
The treatment must be provided by a licensed doctor or therapist
For full details, including exclusions and conditions, please refer to the Consumer Conditions and your Table of Benefits.
